USDA Loans

USDA Loans are offered by the U.S. Department of Agriculture Rural Development Guaranteed Housing Loan Program.

This Loan Program is Guaranteed by the USDA and offered in Eligible Rural Development Areas as well as certain Suburban Areas for Purchase and Refinance of a Primary Residence Home with No Money Down.

This Home Loan Program is designed for persons of Moderate Income, therefore certain Income Restrictions do apply.

For information regarding Location Eligibility and Income Limits for the USDA Loan Program, please Click Here and enter property address information as prompted.

Additional Benefits of this Loan Program are:

  • Discounted Interest Rates
  • Discounted Mortgage Insurance
  • Manufactured Homes are Eligible
  • Seller can Contribute up to 6% of purchase price to Closing Costs


I look forward to Navigating Borrowers through the Eligibility Requirements to make certain they qualify fully for the USDA Loan Program as it relates to the purchase or refinance of their Piece of the American Dream.


Norris D. Aikens